Please fill out the online application form, and upload the required documents for review of qualifications. If there are any problems, we will ask you to provide other documents required.

Our consultants will review CCRIS, CTOS, RAMCI, or other relevant credit reports, we will provide an advice and a easy solutions (if any) to customers.

You can get a credit report in these ways:

Bank Negara Malaysia, BNM kiosk – walk-in or via online
Credit Reporting Agency (CRA) CTOS – online
Credit Reporting Agency (CRA) RAMCI – online
You can also obtain a copy of the credit report CCRIS and CTOS through our company.

Yes. It’s very important for us to evaluate, check credentials and repair your credit status before sending your application to the bank.

To save time, money and energy, everything can be done online. You only need to go to the bank once your application is approved by the bank. Easy!

No advance charge is imposed on the applicant. Avoid being deceived by irresponsible parties!

Only basic documentation such as :

• Photocopy of identity card
• Copy of Latest 3 Months Salary Slip
• Latest CCRIS and CTOS Reports
• Latest EPF Statement of Copy

The qualifying check period is three (3) – five (5) working days for a simple application. If you have credit problems, it may take up to 7 business days.

The approval period is depend on the financial institution, usually it takes 3 – 7 working days if all documents are complete.